Gold Loan



Loan Amount
  • 75 % of Gold Value, or Rs. 1.00 lacks which is lower
Rate of Interest
  • @ 14%
Guarantor
  • N/A
Membership
  • @ 2.5 % of Loan Amount
EMI
  • Up to Rs.1.00 Lack Bullet Repayment Scheme
  • Above Rs.1.00 Lack EMI - Monthly / Quarterly / Half - Yearly / Yearly
Loaning
  • Immediate Loan Sanction
Security
  • Gold
Maximum Period
  • 1 Year
Valuation
  • Net Weight Approved By Jewelers
  • Gold Value = Net weight x Market Rate
  • 75 % of Gold Value as a loan amount
Pre-closure
  • No Pre-closure Charges
Loan Processing Fee
  • As per Loan Amount.

REGISTERED WITH DICGC


“Valmiki Urban Co-Op Bank Ltd Pathri bank is registered with DICGC”
(https://www.dicgc.org.in)