House Loan Mortgage Loan |
- Construction of House / Bungalow
- Purchase of Flat / Row House / Bungalow ( New)
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Maximum Loan Amount |
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Rate of Interest |
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Guarantor |
- Two (Creditworthy Guarantor’s )
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Membership |
- Yes, @ 2.5 % of Loan Amount share holding
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Period |
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Loaning |
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Security |
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Documents |
- Search & Title Report / Property Documents
- Purchase Deed / D/A, P/A, N/A Order of Builder
- Commencement Certificate
- Sanctioned Plan Copy (True copy)
- Builder / Society N O C
- Estimate (in case of construction)
- Original copy of Agreement to Sale
- Latest Income Proof of Applicant & Guarantor’s OR In case of Businessman- Last three I T returns with audited - Financial Statement. Bank Track Record last year
- In case of Salary Earner - Last three months Salary Certificate and one years Salary a/c statement.
- ID & RD Proof’s documents of Applicant & Guarantor’s
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Pre-closure |
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Loan Processing Fee |
- As per Loan Amount.
- Up to Rs 5.00 Lacks @ 0.55%
- Rs. 5.00 Lacks to 10.00 Lacks @ 0.45%
- Above Rs 10.00 Lacks @ 0.30%
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