Housing Loan



House Loan
Mortgage Loan
  • Construction of House / Bungalow
  • Purchase of Flat / Row House / Bungalow ( New)
Maximum Loan Amount
  • 30.00 Lacks
Rate of Interest
  • @ 13%
Guarantor
  • Two (Creditworthy Guarantor’s )
Membership
  • Yes, @ 2.5 % of Loan Amount share holding
Period
  • 15 Year
Loaning
  • Immediate Loan Sanction
Security
  • Goods Purchased
Documents
  • Search & Title Report / Property Documents
  • Purchase Deed / D/A, P/A, N/A Order of Builder
  • Commencement Certificate
  • Sanctioned Plan Copy (True copy)
  • Builder / Society N O C
  • Estimate (in case of construction)
  • Original copy of Agreement to Sale
  • Latest Income Proof of Applicant & Guarantor’s OR In case of Businessman- Last three I T returns with audited - Financial Statement. Bank Track Record last year
  • In case of Salary Earner - Last three months Salary Certificate and one years Salary a/c statement.
  • ID & RD Proof’s documents of Applicant & Guarantor’s
Pre-closure
  • No Pre-closure Charges
Loan Processing Fee
  • As per Loan Amount.
  • Up to Rs 5.00 Lacks @ 0.55%
  • Rs. 5.00 Lacks to 10.00 Lacks @ 0.45%
  • Above Rs 10.00 Lacks @ 0.30%

REGISTERED WITH DICGC


“Valmiki Urban Co-Op Bank Ltd Pathri bank is registered with DICGC”
(https://www.dicgc.org.in)